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Your duty station.
Your premium.
Right now.

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Live Dashboard — Updates Instantly
Live

Est. Monthly Premium

$52/ month

Coverage up to $146k replacement value

Deployment Vacancy Discount

Included

Select "Vacant" to activate

PCS Transfer Status

Guaranteed — Zero Lapse

No new underwriting

Savings vs. National Carrier Average

Shield$52/mo
National Average$74/mo
Your annual savings$264/yr
43,200+ Active Policies$2.1B Coverage Issued98.7% Claims Approval Rate24-Hour Spouse AuthorityZero PCS Lapses Since 2019OCONUS Coverage Included60-Day Trial — No Card RequiredVA Loan CompatibleDoD Verified Provider43,200+ Active Policies$2.1B Coverage Issued98.7% Claims Approval Rate24-Hour Spouse AuthorityZero PCS Lapses Since 2019OCONUS Coverage Included60-Day Trial — No Card RequiredVA Loan CompatibleDoD Verified Provider
01
Guarantee One

Seamless PCS Transfer —
your policy follows your orders.

When your orders arrive, your coverage doesn't blink. No new underwriting. No lapse window. No paperwork from your losing unit. Your policy moves duty stations the same day you do.

  • Zero-day coverage lapse during PCS
  • Same premium — no re-rating at new duty station
  • Covers CONUS and OCONUS installations
  • Automatic notification to your spouse

PCS Transfer Timeline — Animated

Orders Received

Policy auto-flags for PCS transfer

Day 0

Policy Transfer Initiated

Zero underwriting — same rates guaranteed

Day 1

Old Address Coverage Ends

Seamless handoff, no lapse window

Day 30

New Address Active

Full coverage at new duty station

Day 31

Confirmation Sent to Spouse

Both parties notified automatically

Day 31

0

Days of lapse

0

New underwriting

100%

Rate continuity

Deployment Coverage Calendar

9-month overseas deployment — home sits empty. Every month: fully covered.

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Deployed / Vacant
Home / Occupied

8

Months vacant

$0

Premium increase

Other carriers charge 12–28% more for homes vacant over 60 days. Shield doesn't. Because deployment isn't a risk factor — it's a service.

02
Guarantee Two

Deployment Vacancy Protection —
full coverage on an empty home.

Most carriers add a vacancy surcharge after 60 days. We don't. Your home being empty because you're serving overseas isn't a risk factor — it's a reason we exist.

  • No vacancy surcharge for any deployment length
  • Covers theft, fire, water, and structural damage
  • Automatic activation when deployment orders uploaded
  • Discounted premium while vacant — not increased
03
Guarantee Three

24-Hour Spouse Authority —
no power of attorney. ever.

Your spouse shouldn't need a legal document to file a claim at 0600 while you're in Bahrain. Any named household member has full authority to file, adjust, cancel, or modify — from any device, in any timezone.

  • Spouse, parent, or adult dependent — all authorized
  • File, adjust, or cancel without service member present
  • Claims paid within 24 hours of approval
  • Full audit trail sent to both parties

Real Scenario — No Power of Attorney Needed

Service member is deployed. Spouse handles everything — start to finish.

Spouse · 0600

Discovers burst pipe — kitchen flooding

Spouse · 0603

Opens Shield app — logs in as named household member

Shield · 0607

Claim filed — $14,200 water damage

Shield · 0609

Contractor dispatched — arrives within 4 hours

Spouse · 0611

Texts service member in Bahrain — "Handled. Go back to sleep."

No Power of Attorney. No Delays. No Exceptions.

Any named household member — spouse, parent, adult dependent — has full authority to file, adjust, or cancel. From any device. In any timezone.

Free — No Card Required

Unlock your full
deployment report.

Enter your email and last four of your DoD ID. We'll generate a personalized coverage report for every scenario you'll face in the next 12 months.

Full deployment-scenario coverage breakdown
PCS transfer roadmap for your next duty station
60-day trial policy — zero payment method required
Spouse authority setup guide
Side-by-side comparison vs. your current carrier

Soft Gate — Your Data Stays With You

Used only to verify active-duty / veteran status. Never stored.

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This decision is made by two people.

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